Mozo finance comparison

Compare home loans

Whether you're a first home buyer, a property investor or simply shopping around for a better home loan deal - we have the tools to help with your home loan search. From do-it-yourself rate comparisons to personalised services that connect you with home loan experts ready to help.

    • loans.com.au Dream Home Loan Offset Variable
      • 100% offset account plus Visa Debit Card
      • For purchases or refinance, borrow up to 90% of the property value
      • No monthly fees
    • variable rate

      4.48%

    • comparison rate*

      4.50%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • UBank UHomeLoan - Real Reward Offer
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • variable rate

      4.54%

    • comparison rate*

      4.54%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Queenslanders Credit Union Ultimate Home Loan Special
      • Free 100% offset account
      • Up to 90% of purchase price
      • Available for refinance or purchase
    • variable rate

      4.59%

    • comparison rate*

      4.73%

    • upfront fees

      $595

    • Go to site
    Click for more info
    • Newcastle Permanent Discounted Variable Home Loan (LVR<80%) (Premium Plus Package)
      • $0 application fee
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.62%

    • comparison rate*

      4.97%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • HSBC Home Value Loan
      • Limited time only, apply by 10th April 2015
      • No establishment fee
      • Personal HSBC Relationship Manager
    • variable rate

      4.73%

    • comparison rate*

      4.75%

    • upfront fees

      $253

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300K) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.74%

    • comparison rate*

      5.12%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Newcastle Permanent Variable Home Loan (LVR<90%) (Premium Plus Package)
      • $0 application fee
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.87%

    • comparison rate*

      5.21%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.88%

    • comparison rate*

      4.89%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Greater Building Society Ultimate Home Loan (Package)
      • 100% offset account
      • Free internet redraw facility
      • Free extra repayments
    • variable rate

      4.94%

    • comparison rate*

      5.31%

    • upfront fees

      $275

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Dream Home Loan Offset Variable
      • 100% offset account plus Visa Debit Card
      • For purchases or refinance, borrow up to 90% of the property value
      • No monthly fees
    • variable rate

      4.48%

    • comparison rate*

      4.50%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • UBank UHomeLoan - Real Reward Offer
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • variable rate

      4.54%

    • comparison rate*

      4.54%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Queenslanders Credit Union Ultimate Home Loan Special
      • Free 100% offset account
      • Up to 90% of purchase price
      • Available for refinance or purchase
    • variable rate

      4.59%

    • comparison rate*

      4.73%

    • upfront fees

      $595

    • Go to site
    Click for more info
    • Newcastle Permanent Discounted Variable Home Loan (LVR<80%) (Premium Plus Package)
      • $0 application fee
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.62%

    • comparison rate*

      4.97%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • HSBC Home Value Loan
      • Limited time only, apply by 10th April 2015
      • No establishment fee
      • Personal HSBC Relationship Manager
    • variable rate

      4.73%

    • comparison rate*

      4.75%

    • upfront fees

      $253

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300K) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.74%

    • comparison rate*

      5.12%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Newcastle Permanent Variable Home Loan (LVR<90%) (Premium Plus Package)
      • $0 application fee
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.87%

    • comparison rate*

      5.21%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.88%

    • comparison rate*

      4.89%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Greater Building Society Ultimate Home Loan (Package)
      • 100% offset account
      • Free internet redraw facility
      • Free extra repayments
    • variable rate

      4.94%

    • comparison rate*

      5.31%

    • upfront fees

      $275

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Newcastle Permanent Fixed Rate Home Loan
      • Free extra repayments up to $25k p.a.
      • Borrow up to 95% of the property value
      • No ongoing fees
    • interest rate

      3.99%
      fixed 1 year

    • comparison rate*

      5.43%

    • Go to site
    Click for more info
    • Greater Building Society Ultimate Home Loan (Fixed, Package)
      • Free redraw facility
      • No monthly fees
      • $0 application fee
    • interest rate

      4.29%
      fixed 1 year

    • comparison rate*

      5.25%

    • Go to site
    Click for more info
    • My Credit Union Special Offer 2 Year Fixed Home Loan
      • No monthly or annual fees
      • No early repayment fees
      • Free redraw facility
    • interest rate

      4.29%
      fixed 2 years

    • comparison rate*

      4.91%

    • Go to site
    Click for more info
    • Greater Building Society Ultimate Home Loan (Fixed, Package)
      • Free redraw facility
      • No monthly fees
      • $0 application fee
    • interest rate

      4.44%
      fixed 3 years

    • comparison rate*

      5.18%

    • Go to site
    Click for more info
    • HSBC Fixed Rate Home Loan
      • No monthly fees
      • Free extra repayments up to $10K p.a.
      • Dedicated relationship manager
    • interest rate

      4.49%
      fixed 1 year

    • comparison rate*

      5.33%

    • Go to site
    Click for more info
    • UBank UHomeLoan (Fixed)
      • No monthly account fees
      • Apply online and get a decision in just 30 minutes
      • Make additional repayments (fee applies)
    • interest rate

      4.67%
      fixed 3 years

    • comparison rate*

      4.77%

    • Go to site
    Click for more info
    • HSBC Fixed Rate Home Loan (Premier)
      • Free extra repayments up to $10K p.a.
      • No establishment fee
      • Personal HSBC Relationship Manager
    • interest rate

      4.69%
      fixed 3 years

    • comparison rate*

      5.50%

    • Go to site
    Click for more info
    • ANZ Fixed Rate (LVR<80%) (Breakfree Package)
      • $0 upfront fees
      • Offset account available on the 1 year fixed rate
      • Free extra repayments up to an annual limit
    • interest rate

      4.94%
      fixed 3 years

    • comparison rate*

      5.33%

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • UBank UHomeLoan - Real Reward Offer
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • ongoing fees

      $0.00

    • variable rate

      4.54%

    • comparison rate*

      4.54%

    • Go to site
    Click for more info
    • HSBC Home Value Loan
      • Limited time only, apply by 10th April 2015
      • No establishment fee
      • Personal HSBC Relationship Manager
    • ongoing fees

      $0.00

    • variable rate

      4.73%

    • comparison rate*

      4.75%

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • ongoing fees

      $0.00

    • variable rate

      4.88%

    • comparison rate*

      4.89%

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • UBank UHomeLoan - Refinance
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • variable rate

      4.54%

    • comparison rate*

      4.54%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Newcastle Permanent Discounted Variable Home Loan (LVR<80%) (Premium Plus Package)
      • $0 application fee
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.62%

    • comparison rate*

      4.97%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • HSBC Home Value Loan
      • Limited time only, apply by 10th April 2015
      • No establishment fee
      • Personal HSBC Relationship Manager
    • variable rate

      4.73%

    • comparison rate*

      4.75%

    • upfront fees

      $253

    • Go to site
    Click for more info
    • Newcastle Permanent Variable Home Loan (LVR<90%) (Premium Plus Package)
      • $0 application fee
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.87%

    • comparison rate*

      5.21%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.88%

    • comparison rate*

      4.89%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Dream Home Loan Offset Variable
      • 100% offset account plus Visa Debit Card
      • For purchases or refinance, borrow up to 90% of the property value
      • No monthly fees
    • variable rate

      4.48%

    • comparison rate*

      4.50%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • Queenslanders Credit Union Ultimate Home Loan Special
      • Free 100% offset account
      • Up to 90% of purchase price
      • Available for refinance or purchase
    • variable rate

      4.59%

    • comparison rate*

      4.73%

    • upfront fees

      $595

    • Go to site
    Click for more info
    • Newcastle Permanent Discounted Variable Home Loan (LVR<80%) (Premium Plus Package)
      • $0 application fee
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.62%

    • comparison rate*

      4.97%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300K) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.74%

    • comparison rate*

      5.12%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Newcastle Permanent Variable Home Loan (LVR<90%) (Premium Plus Package)
      • $0 application fee
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.87%

    • comparison rate*

      5.21%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

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- based on comparison rate
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**Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

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