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Compare and save on home loans
Save on your home loan with our nifty comparison tools. Pick a winner from our most popular home loans in the table below, or search the whole market to compare all home loans with ease.
Popular home loans
|
intro rate |
variable rate |
comparison rate* |
Key features |
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MyRate.com.au's logo
MyRate.com.au
Advantage Loan
|
|
6.63% |
6.64% |
No fee home loans. Securely funded by ING Bank (Australia) Ltd. |
Like this loan?
Go to site
|
|
Aussie's logo
Aussie
Classic Variable (LVR <70%)
|
|
6.73% |
6.78% |
100s of loans. 16 lenders. Free appointment. |
Like this loan?
Go to site
|
|
RAMS's logo
RAMS
Basic Loan
|
|
6.76% |
6.83% |
RAMS Basic allows you up to 10 years interest only repayments. |
Like this loan?
Go to site
|
|
RAMS's logo
RAMS
Rate Relief
|
6.33% |
7.03% |
6.95% |
Get an immediate discount off the standard variable rate for the first 2 years |
Like this loan?
Go to site
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show
the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and
applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and
terms will result in different comparison rates. Full comparison rate schedules are available from
lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not
included in the comparison rate but may influence the cost of the loan.
|
|
variable rate |
comparison rate* |
Key features |
|
|
RAMS's logo
RAMS
Basic Loan
|
6.76% |
6.83% |
RAMS Basic allows you up to 10 years interest only repayments. |
Like this loan?
Go to site
|
|
MyRate.com.au's logo
MyRate.com.au
Advantage Loan
|
6.63% |
6.64% |
No fee home loans. Securely funded by ING Bank (Australia) Ltd. |
Like this loan?
Go to site
|
|
Aussie's logo
Aussie
Classic Variable (LVR <70%)
|
6.73% |
6.78% |
100s of loans. 16 lenders. Free appointment. |
Like this loan?
Go to site
|
|
Mortgage House's logo
Mortgage House
Vantage Offset Loan
|
6.49% |
6.84% |
100% interest offset account, Visa Debit card, unlimited free transactions. |
Like this loan?
Go to site
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show
the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and
applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and
terms will result in different comparison rates. Full comparison rate schedules are available from
lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not
included in the comparison rate but may influence the cost of the loan.
|
|
fixed 3 year rate |
fixed 5 year rate |
comparison rate* |
Key features |
|
|
MyRate.com.au's logo
MyRate.com.au
Fixed Loan
|
7.13% |
7.98% |
6.78% |
No fee home loans. Securely funded by ING Bank (Australia) Ltd |
Like this loan?
Go to site
|
|
Community First
True Fixed
|
7.09% |
|
7.28% |
100% offset account, ability to make extra repayments, redraw available, and no account keeping fees |
Like this loan?
Go to site
|
|
Aussie's logo
Aussie
Standard Fixed
|
7.54% |
7.79% |
7.35% |
100s of loans. 16 lenders. Free appointment. |
Like this loan?
Go to site
|
|
RAMS's logo
RAMS
Fixed Rate
|
6.99% |
7.49% |
7.30% |
Fix your loan for up to 10 years |
Like this loan?
Go to site
|
|
AMP's logo
AMP
Fixed Rate Loan
|
7.14% |
7.49% |
7.50% |
Your choice of 1 Year Introductory, 1, 2, 3 and 5 years Fixed Rate loans. |
Like this loan?
Go to site
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show
the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and
applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and
terms will result in different comparison rates. Full comparison rate schedules are available from
lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not
included in the comparison rate but may influence the cost of the loan.
|
|
intro rate |
intro rate term |
comparison rate* |
Key features |
|
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HSBC's logo
HSBC
Variable (PowerVantage)
|
5.69% |
12 Months |
6.83% |
1.65% off the standard variable home loan rate for 12 months |
Like this loan?
Go to site
|
|
RAMS's logo
RAMS
Rate Relief
|
6.33% |
24 Months |
6.95% |
Get an immediate 0.9% p.a. off the standard variable rate for the first two years |
Like this loan?
Go to site
|
|
AMP's logo
AMP
Introductory Variable Rate Loan (Professional Package )
|
6.44% |
12 Months |
7.02% |
Redraw against the loan with no minimum redraw amount. |
Like this loan?
Go to site
|
|
Mortgage House's logo
Mortgage House
Carpe Diem
|
2.98% |
6 Months |
7.13% |
Borrow up to 95% LVR, free redraws and comes with a revolving line of credit. |
Like this loan?
Go to site
|
|
NAB's logo
NAB
Introductory Rate - 1 yr variable
|
6.15% |
12 Months |
7.29% |
We will negotiate on your behalf with NAB to get you a better home loan deal. |
Like this loan?
Proceed
or call 1300 508 470
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show
the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and
applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and
terms will result in different comparison rates. Full comparison rate schedules are available from
lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not
included in the comparison rate but may influence the cost of the loan.
|
|
variable rate |
comparison rate* |
Key features |
|
|
RAMS's logo
RAMS
Basic Loan
|
6.76% |
6.83% |
RAMS Basic allows you up to 10 years interest only repayments. |
Like this loan?
Go to site
|
|
Aussie's logo
Aussie
Standard Variable
|
7.19% |
7.24% |
100s of loans. 16 lenders. Free appointment. |
Like this loan?
Go to site
|
|
MyRate.com.au's logo
MyRate.com.au
Advantage Loan
|
6.63% |
6.64% |
No fee home loans. Securely funded by ING Bank (Australia) Ltd. |
Like this loan?
Go to site
|
|
Mortgage House's logo
Mortgage House
Essential Offset Loan
|
6.79% |
6.80% |
No monthly or yearly fees for the life of the home loan. No application fees for a limited time only. |
Like this loan?
Go to site
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show
the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and
applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and
terms will result in different comparison rates. Full comparison rate schedules are available from
lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not
included in the comparison rate but may influence the cost of the loan.
|
Compare all home loans
- Search the home loan market at a glance
- Shortlist your finalists to compare head-to-head
- Apply for the product that best fits your needs
Compare all home loans
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Lowest rate home loans
- - based on comparison interest rate
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4.
6.76%
Newcastle Permanent
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1.
6.47%
Reduce Home Loans
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4.
6.54%
State Custodians
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3.
6.85%
Commonwealth Bank
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