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Term Deposits |
Compare and save on home loans
Save on your home loan with our nifty comparison tools. Pick a winner from our most popular home loans in the table below, or search the whole market to compare all home loans with ease.
Popular home loans
|
Intro rate |
Variable rate |
Comparison rate* |
Key features |
|
MyRate.com.au
Advantage Loan
|
|
6.13% |
6.14% |
No fee home loans. Securely funded by ING Bank (Australia) Ltd. |
Go to site
|
RAMS
Rate Relief
|
5.83% |
6.53% |
6.46% |
Get an immediate discount off the standard variable rate for the first 2 years |
Go to site
|
Aussie
Classic Line of Credit
|
|
6.33% |
6.52% |
The Aussie Classic Line of Credit Loan is a way to unlock equity in your home. The flexibility of a transaction account built into your home loan. |
Go to site
|
RAMS
Basic Loan
|
|
6.26% |
6.32% |
RAMS Basic allows you up to 10 years interest only repayments. |
Go to site
|
Mortgage Choice
(product from their lender panel)
|
|
6.55% |
6.87% |
Allows you to borrow up to 95% of the properties value without the need to demonstrate your 5% deposit as genuine savings |
Go to site
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show
the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and
applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and
terms will result in different comparison rates. Full comparison rate schedules are available from
lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not
included in the comparison rate but may influence the cost of the loan.
|
|
Variable rate |
Comparison rate* |
Key features |
|
BankWest
BankWest Rate Tracker
|
6.43% |
6.36% |
Interest rate 1% p.a. smaller than the average standard variable rate of the Big Four Banks. Introductory variable rate for two years. |
Go to site
|
RAMS
Basic Loan
|
6.26% |
6.32% |
RAMS Basic allows you up to 10 years interest only repayments. |
Go to site
|
Aussie
Standard Variable
|
6.44% |
6.49% |
100s of loans. 16 lenders. Free appointment. |
Go to site
|
MyRate.com.au
Advantage Loan
|
6.13% |
6.14% |
No fee home loans. Securely funded by ING Bank (Australia) Ltd. |
Go to site
|
Mortgage Choice
(product from their lender panel)
|
6.55% |
6.87% |
Allows you to borrow up to 95% of the properties value without the need to demonstrate your 5% deposit as genuine savings |
Go to site
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show
the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and
applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and
terms will result in different comparison rates. Full comparison rate schedules are available from
lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not
included in the comparison rate but may influence the cost of the loan.
|
|
Fixed 3 year rate |
Fixed 5 year rate |
Comparison rate* |
Key features |
|
RAMS
Fixed Rate
|
7.29% |
7.74% |
6.86% |
Fix your loan for up to 10 years |
Go to site
|
MyRate.com.au
Fixed Loan
|
7.63% |
7.98% |
6.57% |
No fee home loans. Securely funded by ING Bank (Australia) Ltd. |
Go to site
|
Aussie
Standard Fixed
|
7.39% |
7.74% |
6.77% |
100s of loans. 16 lenders. Free appointment. |
Go to site
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show
the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and
applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and
terms will result in different comparison rates. Full comparison rate schedules are available from
lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not
included in the comparison rate but may influence the cost of the loan.
|
|
Intro rate |
Intro rate term |
Comparison rate* |
Key features |
|
RAMS
Rate Relief
|
5.83% |
24 Months |
6.46% |
Get an immediate discount off the standard variable rate for the first 2 years |
Go to site
|
St George
Discount Variable Rate
|
6.23% |
12 Months |
7.03% |
Get a discount off the Standard Variable Rate for 12 months |
Go to site
|
St George
1 year Introductory Fixed Rate
|
6.49% |
12 Months |
7.06% |
Introductory fixed rate for 1 year |
Go to site
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show
the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and
applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and
terms will result in different comparison rates. Full comparison rate schedules are available from
lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not
included in the comparison rate but may influence the cost of the loan.
|
|
Variable rate |
Comparison rate* |
Key features |
|
BankWest
BankWest Rate Tracker
|
6.43% |
6.36% |
Interest rate 1% p.a. smaller than the average standard variable rate of the Big Four Banks. Introductory variable rate for two years. |
Go to site
|
RAMS
Basic Loan
|
6.26% |
6.32% |
RAMS Basic allows you up to 10 years interest only repayments. |
Go to site
|
Aussie
Standard Variable
|
6.44% |
6.49% |
100s of loans. 16 lenders. Free appointment. |
Go to site
|
MyRate.com.au
Advantage Loan
|
6.13% |
6.14% |
No fee home loans. Securely funded by ING Bank (Australia) Ltd. |
Go to site
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show
the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and
applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and
terms will result in different comparison rates. Full comparison rate schedules are available from
lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not
included in the comparison rate but may influence the cost of the loan.
|
Compare all home loans
- Search the home loan market at a glance
- Shortlist your finalists to compare head-to-head
- Apply for the product that best fits your needs
Compare all home loans
Lowest rate home loans
- - based on comparison interest rate
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2.
5.87%
Victoria Teachers Credit Union
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3.
5.88%
Reduce Home Loans
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3.
6.35%
Commonwealth Bank
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