Mozo finance comparison

Compare home loans

Whether you're a first home buyer, a property investor or simply shopping around for a better home loan deal - we have the tools to help with your home loan search. From do-it-yourself rate comparisons to personalised services that connect you with home loan experts ready to help.

    • UBank UHomeLoan - Real Reward Offer
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • variable rate

      4.09%

    • comparison rate*

      4.09%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • bankmecu Low Rate Special
      • No upfront or monthly fees
      • Additional repayments accepted
      • Discounted rate offer extended, apply by 30 June 2015
    • variable rate

      4.10%

    • comparison rate*

      4.11%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • bankmecu goGreen Home Loan Special
      • Available to homes with a 7+ star rating according to the Nationwide House Energy Rating Scheme
      • Free redraw available
      • No monthly fees
    • variable rate

      4.10%

    • comparison rate*

      4.14%

    • upfront fees

      $595

    • Go to site
    Click for more info
    • Heritage Bank Discount Variable Home Loan - Special Rate Offer
      • Unlimited extra repayments
      • No monthly fees
      • No application fee
    • variable rate

      4.14%

    • comparison rate*

      4.15%

    • upfront fees

      $100

    • Go to site
    Click for more info
    • IMB Essentials Home Loan (LVR<80%)
      • 100% offset account
      • No monthly or annual fees
      • $0 establishment fee
    • variable rate

      4.17%

    • comparison rate*

      4.17%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Super Start Home Loan
      • Low 3 year intro rate of 4.17%p.a. (5.04%p.a comparison rate)
      • 1.30% p.a discount off our Standard variable rate for 3 years
      • $0 limited time application fee (usually $695)
    • variable rate

      4.17% variable for 36 months and then 5.35%

    • comparison rate*

      5.04%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Variable Home Loan
      • No application fee
      • Free redraw facility for easy access to additional payments
      • No monthly fees
    • variable rate

      4.18%

    • comparison rate*

      4.20%

    • upfront fees

      $195

    • Go to site
    Click for more info
    • HSBC Home Value Loan
      • Limited time only, apply by 17th July 2015
      • No monthly fees
      • Personal HSBC Relationship Manager
    • variable rate

      4.23%

    • comparison rate*

      4.28%

    • upfront fees

      $853

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300K) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.24%

    • comparison rate*

      4.63%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.46%

    • comparison rate*

      4.47%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • IMB Budget Home Loan (LVR<90%)
      • Free extra repayments
      • Free redraw facility
      • Split account available
    • variable rate

      4.46%

    • comparison rate*

      4.63%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • St.George Variable Home Loan (Advantage Package)
      • No home loan establishment fee (usually $600)
      • $0 annual fee on credit cards for the life of the Advantage package
      • No monthly loan administration fee
    • variable rate

      4.54%

    • comparison rate*

      4.94%

    • upfront fees

      $100

    • Go to site
    Click for more info
    • Westpac Rocket Repay Home Loan (Premier Advantage Package)
      • 100% off set account
      • Flexible features - Redraw, top-up and multiple access methods
      • Discount of up to 1% p.a. with a Premier Advantage Package with a Westpac Choice Transaction Account *conditions apply
    • variable rate

      4.58%

    • comparison rate*

      4.97%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • NAB Base Variable Rate Home Loan
      • $0 upfront fees
      • No annual or monthly fees
      • Free extra repayments and redraw facility
    • variable rate

      4.67%

    • comparison rate*

      4.67%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • UBank UHomeLoan - Real Reward Offer
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • variable rate

      4.09%

    • comparison rate*

      4.09%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • bankmecu Low Rate Special
      • No upfront or monthly fees
      • Additional repayments accepted
      • Discounted rate offer extended, apply by 30 June 2015
    • variable rate

      4.10%

    • comparison rate*

      4.11%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • bankmecu goGreen Home Loan Special
      • Available to homes with a 7+ star rating according to the Nationwide House Energy Rating Scheme
      • Free redraw available
      • No monthly fees
    • variable rate

      4.10%

    • comparison rate*

      4.14%

    • upfront fees

      $595

    • Go to site
    Click for more info
    • Heritage Bank Discount Variable Home Loan - Special Rate Offer
      • Unlimited extra repayments
      • No monthly fees
      • No application fee
    • variable rate

      4.14%

    • comparison rate*

      4.15%

    • upfront fees

      $100

    • Go to site
    Click for more info
    • IMB Essentials Home Loan (LVR<80%)
      • 100% offset account
      • No monthly or annual fees
      • $0 establishment fee
    • variable rate

      4.17%

    • comparison rate*

      4.17%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Super Start Home Loan
      • Low 3 year intro rate of 4.17%p.a. (5.04%p.a comparison rate)
      • 1.30% p.a discount off our Standard variable rate for 3 years
      • $0 limited time application fee (usually $695)
    • variable rate

      4.17% variable for 36 months and then 5.35%

    • comparison rate*

      5.04%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Variable Home Loan
      • No application fee
      • Free redraw facility for easy access to additional payments
      • No monthly fees
    • variable rate

      4.18%

    • comparison rate*

      4.20%

    • upfront fees

      $195

    • Go to site
    Click for more info
    • HSBC Home Value Loan
      • Limited time only, apply by 17th July 2015
      • No monthly fees
      • Personal HSBC Relationship Manager
    • variable rate

      4.23%

    • comparison rate*

      4.28%

    • upfront fees

      $853

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300K) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.24%

    • comparison rate*

      4.63%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.46%

    • comparison rate*

      4.47%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • IMB Budget Home Loan (LVR<90%)
      • Free extra repayments
      • Free redraw facility
      • Split account available
    • variable rate

      4.46%

    • comparison rate*

      4.63%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • St.George Variable Home Loan (Advantage Package)
      • No home loan establishment fee (usually $600)
      • $0 annual fee on credit cards for the life of the Advantage package
      • No monthly loan administration fee
    • variable rate

      4.54%

    • comparison rate*

      4.94%

    • upfront fees

      $100

    • Go to site
    Click for more info
    • Westpac Rocket Repay Home Loan (Premier Advantage Package)
      • 100% off set account
      • Flexible features - Redraw, top-up and multiple access methods
      • Discount of up to 1% p.a. with a Premier Advantage Package with a Westpac Choice Transaction Account *conditions apply
    • variable rate

      4.58%

    • comparison rate*

      4.97%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • NAB Base Variable Rate Home Loan
      • $0 upfront fees
      • No annual or monthly fees
      • Free extra repayments and redraw facility
    • variable rate

      4.67%

    • comparison rate*

      4.67%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Greater Building Society 1 Year Fixed Great Rate Home Loan
      • No ongoing fees
      • No establishment fee
      • No limit on repayments
    • interest rate

      3.49%
      fixed 1 year

    • comparison rate*

      4.53%

    • Go to site
    Click for more info
    • HSBC Fixed Rate Home Loan (Premier)
      • Easy Refinancing Service
      • Free extra repayments up to $10K p.a.
      • Personal HSBC Relationship Manager
    • interest rate

      3.95%
      fixed 3 years

    • comparison rate*

      4.93%

    • Go to site
    Click for more info
    • UBank UHomeLoan (Fixed)
      • No monthly account fees
      • Apply online and get a decision in just 30 minutes
      • Make additional repayments (fee applies)
    • interest rate

      4.18%
      fixed 3 years

    • comparison rate*

      4.31%

    • Go to site
    Click for more info
    • CUA Fixed Rate Loan
      • Competitive rate
      • No monthly account keeping fees
      • Interest only repayment options
    • interest rate

      4.25%
      fixed 3 years

    • comparison rate*

      4.80%

    • Go to site
    Click for more info
    • St.George Fixed Home Loan (Advantage Package)
      • Choose a fixed interest rate term of 1 to 5 years
      • Know exactly where you stand with your budget and what you'll need to pay
      • Lock in a fixed interest rate with Rate Lock
    • interest rate

      4.49%
      fixed 5 years

    • comparison rate*

      5.20%

    • Go to site
    Click for more info
    • Westpac Fixed Options Home Loan (Premier Advantage Package)
      • Lock in rates between 1 to 10 years
      • Extra repayments allowed of up to $30,000 in the fixed rate period without charge
      • Discount of 0.20% p.a. with the Premier Advantage Package and a Westpac Choice Transaction Account *conditions apply
    • interest rate

      4.59%
      fixed 2 years

    • comparison rate*

      5.12%

    • Go to site
    Click for more info
    • NAB Tailored Home Loan (Fixed)
      • No upfront fees
      • Make free extra repayments up to $20K in the fixed period
      • Repayment holidays available
    • interest rate

      4.79%
      fixed 3 years

    • comparison rate*

      5.35%

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Bankwest Super Start Home Loan
      • Low 3 year intro rate of 4.17%p.a. (5.04%p.a comparison rate)
      • 1.30% p.a discount off our Standard variable rate for 3 years
      • $0 limited time application fee (usually $695)
    • variable rate

      4.17% variable for 36 months and then 5.35%

    • comparison rate*

      5.04%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • HSBC Home Value Loan
      • Limited time only, apply by 17th July 2015
      • No monthly fees
      • Personal HSBC Relationship Manager
    • variable rate

      4.23%

    • comparison rate*

      4.28%

    • upfront fees

      $853

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.46%

    • comparison rate*

      4.47%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • St.George Variable Home Loan (Advantage Package)
      • No home loan establishment fee (usually $600)
      • $0 annual fee on credit cards for the life of the Advantage package
      • No monthly loan administration fee
    • variable rate

      4.54%

    • comparison rate*

      4.94%

    • upfront fees

      $100

    • Go to site
    Click for more info
    • Westpac Rocket Repay Home Loan (Premier Advantage Package)
      • 100% off set account
      • Flexible features - Redraw, top-up and multiple access methods
      • Discount of up to 1% p.a. with a Premier Advantage Package with a Westpac Choice Transaction Account *conditions apply
    • variable rate

      4.58%

    • comparison rate*

      4.97%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • NAB Base Variable Rate Home Loan
      • $0 upfront fees
      • No annual or monthly fees
      • Free extra repayments and redraw facility
    • variable rate

      4.67%

    • comparison rate*

      4.67%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • UBank UHomeLoan - Real Reward Offer
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • ongoing fees

      $0.00

    • variable rate

      4.09%

    • comparison rate*

      4.09%

    • Go to site
    Click for more info
    • bankmecu Low Rate Special
      • No upfront or monthly fees
      • Additional repayments accepted
      • Discounted rate offer extended, apply by 30 June 2015
    • ongoing fees

      $0.00

    • variable rate

      4.10%

    • comparison rate*

      4.11%

    • Go to site
    Click for more info
    • bankmecu goGreen Home Loan Special
      • Available to homes with a 7+ star rating according to the Nationwide House Energy Rating Scheme
      • Free redraw available
      • No monthly fees
    • ongoing fees

      $0.00

    • variable rate

      4.10%

    • comparison rate*

      4.14%

    • Go to site
    Click for more info
    • Heritage Bank Discount Variable Home Loan - Special Rate Offer
      • Unlimited extra repayments
      • No monthly fees
      • No application fee
    • ongoing fees

      $0.00

    • variable rate

      4.14%

    • comparison rate*

      4.15%

    • Go to site
    Click for more info
    • Bankwest Super Start Home Loan
      • Low 3 year intro rate of 4.17%p.a. (5.04%p.a comparison rate)
      • 1.30% p.a discount off our Standard variable rate for 3 years
      • $0 limited time application fee (usually $695)
    • ongoing fees

      $0.00

    • variable rate

      4.17% variable for 36 months and then 5.35%

    • comparison rate*

      5.04%

    • Go to site
    Click for more info
    • CUA Fresh Start Variable Home Loan
      • No application fee
      • Free redraw facility for easy access to additional payments
      • No monthly fees
    • ongoing fees

      $0.00

    • variable rate

      4.18%

    • comparison rate*

      4.20%

    • Go to site
    Click for more info
    • HSBC Home Value Loan
      • Limited time only, apply by 17th July 2015
      • No monthly fees
      • Personal HSBC Relationship Manager
    • ongoing fees

      $0.00

    • variable rate

      4.23%

    • comparison rate*

      4.28%

    • Go to site
    Click for more info
    • IMB Accelerator Home Loan
      • Ongoing life of loan discount off the IMB Standard Variable interest rate, with a special discount rate for the first 2 years.
      • 100% offset account
      • No monthly account keeping fees
    • ongoing fees

      $0.00

    • variable rate

      4.39% variable for 24 months and then 4.71%

    • comparison rate*

      4.70%

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • ongoing fees

      $0.00

    • variable rate

      4.46%

    • comparison rate*

      4.47%

    • Go to site
    Click for more info
    • NAB Base Variable Rate Home Loan
      • $0 upfront fees
      • No annual or monthly fees
      • Free extra repayments and redraw facility
    • ongoing fees

      $0.00

    • variable rate

      4.67%

    • comparison rate*

      4.67%

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • bankmecu Low Rate Special
      • No upfront or monthly fees
      • Additional repayments accepted
      • Discounted rate offer extended, apply by 30 June 2015
    • variable rate

      4.10%

    • comparison rate*

      4.11%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Heritage Bank Discount Variable Home Loan - Special Rate Offer
      • Unlimited extra repayments
      • No monthly fees
      • No application fee
    • variable rate

      4.14%

    • comparison rate*

      4.15%

    • upfront fees

      $100

    • Go to site
    Click for more info
    • Bankwest Super Start Home Loan
      • Low 3 year intro rate of 4.17%p.a. (5.04%p.a comparison rate)
      • 1.30% p.a discount off our Standard variable rate for 3 years
      • $0 limited time application fee (usually $695)
    • variable rate

      4.17% variable for 36 months and then 5.35%

    • comparison rate*

      5.04%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • HSBC Home Value Loan
      • Limited time only, apply by 17th July 2015
      • No monthly fees
      • Personal HSBC Relationship Manager
    • variable rate

      4.23%

    • comparison rate*

      4.28%

    • upfront fees

      $853

    • Go to site
    Click for more info
    • IMB Accelerator Home Loan
      • Ongoing life of loan discount off the IMB Standard Variable interest rate, with a special discount rate for the first 2 years.
      • 100% offset account
      • No monthly account keeping fees
    • variable rate

      4.39% variable for 24 months and then 4.71%

    • comparison rate*

      4.70%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • UBank UHomeLoan
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • variable rate

      4.42%

    • comparison rate*

      4.42%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.46%

    • comparison rate*

      4.47%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • St.George Variable Home Loan (Advantage Package)
      • No home loan establishment fee (usually $600)
      • $0 annual fee on credit cards for the life of the Advantage package
      • No monthly loan administration fee
    • variable rate

      4.54%

    • comparison rate*

      4.94%

    • upfront fees

      $100

    • Go to site
    Click for more info
    • Westpac Rocket Repay Home Loan (Premier Advantage Package)
      • 100% off set account
      • Flexible features - Redraw, top-up and multiple access methods
      • Discount of up to 1% p.a. with a Premier Advantage Package with a Westpac Choice Transaction Account *conditions apply
    • variable rate

      4.58%

    • comparison rate*

      4.97%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • NAB Base Variable Rate Home Loan
      • $0 upfront fees
      • No annual or monthly fees
      • Free extra repayments and redraw facility
    • variable rate

      4.67%

    • comparison rate*

      4.67%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300K) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.24%

    • comparison rate*

      4.63%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • IMB Accelerator Home Loan
      • Ongoing life of loan discount off the IMB Standard Variable interest rate, with a special discount rate for the first 2 years.
      • 100% offset account
      • No monthly account keeping fees
    • variable rate

      4.39% variable for 24 months and then 4.71%

    • comparison rate*

      4.70%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • Westpac Rocket Repay Home Loan (Premier Advantage Package)
      • 100% off set account
      • Flexible features - Redraw, top-up and multiple access methods
      • Discount of up to 1% p.a. with a Premier Advantage Package with a Westpac Choice Transaction Account *conditions apply
    • variable rate

      4.58%

    • comparison rate*

      4.97%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • St.George Variable Home Loan (Advantage Package)
      • No home loan establishment fee (usually $600)
      • $0 annual fee on credit cards for the life of the Advantage package
      • No monthly loan administration fee
    • variable rate

      4.54%

    • comparison rate*

      4.94%

    • upfront fees

      $100

    • Go to site
    Click for more info
    • Westpac Rocket Repay Home Loan (Premier Advantage Package)
      • 100% off set account
      • Flexible features - Redraw, top-up and multiple access methods
      • Discount of up to 1% p.a. with a Premier Advantage Package with a Westpac Choice Transaction Account *conditions apply
    • variable rate

      4.58%

    • comparison rate*

      4.97%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • NAB Base Variable Rate Home Loan
      • $0 upfront fees
      • No annual or monthly fees
      • Free extra repayments and redraw facility
    • variable rate

      4.67%

    • comparison rate*

      4.67%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

Top 5 Lowest interest rate

- based on comparison rate
  1. 4.11%
    bankmecu
  2. 4.13%
    State Custodians
  1. 4.00%
    loans.com.au
  2. 4.01%
    Homestar
  3. 4.03%
    Mortgage View
  1. 4.62%
    ANZ
  2. 4.63%
    Westpac
  3. 4.75%
    Commonwealth Bank
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**Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

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