Mozo finance comparison

Compare home loans

Whether you're a first home buyer, a property investor or simply shopping around for a better home loan deal - we have the tools to help with your home loan search. From do-it-yourself rate comparisons to personalised services that connect you with home loan experts ready to help.

    • loans.com.au Dream Home Loan Variable (Blackboard Special)
      • No monthly fees
      • For purchases or refinance, borrow up to 80% of the property value
      • Apply online
    • variable rate

      4.54%

    • comparison rate*

      4.56%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • UBank UHomeLoan
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • variable rate

      4.62%

    • comparison rate*

      4.62%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Variable Home Loan
      • No establishment or monthly fees
      • 100% offset account
      • Free redraw facility
    • variable rate

      4.65%

    • comparison rate*

      4.66%

    • upfront fees

      $195

    • Go to site
    Click for more info
    • bankmecu Basic Home Loan Special
      • No upfront or monthly fees
      • Free redraw and additional repayments accepted
      • Offer extended, must apply by 30 September 2014
    • variable rate

      4.69%

    • comparison rate*

      4.69%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.88%

    • comparison rate*

      4.89%

    • upfront fees

      $0

    • Go to site
      Advertisement
    Click for more info
    • CUA Rate Breaker (Package)
      • No establishment fees
      • 100% mortgage offset facility
      • Ability to make lump sum payments without penalty
    • variable rate

      4.91%

    • comparison rate*

      5.25%

    • upfront fees

      $195

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Dream Home Loan Variable (Blackboard Special)
      • No monthly fees
      • For purchases or refinance, borrow up to 80% of the property value
      • Apply online
    • variable rate

      4.54%

    • comparison rate*

      4.56%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • UBank UHomeLoan
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • variable rate

      4.62%

    • comparison rate*

      4.62%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Variable Home Loan
      • No establishment or monthly fees
      • 100% offset account
      • Free redraw facility
    • variable rate

      4.65%

    • comparison rate*

      4.66%

    • upfront fees

      $195

    • Go to site
    Click for more info
    • bankmecu Basic Home Loan Special
      • No upfront or monthly fees
      • Free redraw and additional repayments accepted
      • Offer extended, must apply by 30 September 2014
    • variable rate

      4.69%

    • comparison rate*

      4.69%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.88%

    • comparison rate*

      4.89%

    • upfront fees

      $0

    • Go to site
      Advertisement
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Newcastle Permanent Fixed Rate Home Loan
      • Over 111 years of financial strength
      • Free extra repayments up to $25k p.a.
      • No ongoing fees
    • interest rate

      4.49%
      fixed 2 years

    • comparison rate*

      5.39%

    • Go to site
    Click for more info
    • UBank UHomeLoan (Fixed)
      • No monthly account fees
      • Apply online and get a decision in just 30 minutes
      • Make additional repayments (fee applies)
    • interest rate

      4.72%
      fixed 3 years

    • comparison rate*

      4.78%

    • Go to site
    Click for more info
    • Queenslanders Credit Union Fixed Rate Home Loan Special
      • Unlimited extra repayments
      • Free internet and phone banking redraws
      • No monthly fees
    • interest rate

      4.79%
      fixed 3 years

    • comparison rate*

      5.02%

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • UBank UHomeLoan
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • ongoing fees

      $0.00

    • variable rate

      4.62%

    • comparison rate*

      4.62%

    • Go to site
    Click for more info
    • loans.com.au Dream Home Loan Variable (Blackboard Special)
      • No monthly fees
      • For purchases or refinance, borrow up to 80% of the property value
      • Apply online
    • ongoing fees

      $0.00

    • variable rate

      4.54%

    • comparison rate*

      4.56%

    • Go to site
    Click for more info
    • bankmecu Basic Home Loan Special
      • No upfront or monthly fees
      • Free redraw and additional repayments accepted
      • Offer extended, must apply by 30 September 2014
    • ongoing fees

      $0.00

    • variable rate

      4.69%

    • comparison rate*

      4.69%

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • ongoing fees

      $0.00

    • variable rate

      4.88%

    • comparison rate*

      4.89%

    • Go to site
      Advertisement
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Dream Home Loan Variable (Blackboard Special)
      • No monthly fees
      • For purchases or refinance, borrow up to 80% of the property value
      • Apply online
    • variable rate

      4.54%

    • comparison rate*

      4.56%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • UBank UHomeLoan - Refinance
      • 0.25% p.a. upfront discount offer
      • No bank fees whatsoever
      • 24/7 support
    • variable rate

      4.62%

    • comparison rate*

      4.62%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Variable Home Loan
      • No establishment or monthly fees
      • 100% offset account
      • Free redraw facility
    • variable rate

      4.65%

    • comparison rate*

      4.66%

    • upfront fees

      $195

    • Go to site
    Click for more info
    • bankmecu Basic Home Loan Special
      • No upfront or monthly fees
      • Free redraw and additional repayments accepted
      • Offer extended, must apply by 30 September 2014
    • variable rate

      4.69%

    • comparison rate*

      4.69%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Newcastle Permanent Variable Home Loan (Premium Plus Package)
      • Over 111 years of financial strength
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.87%

    • comparison rate*

      5.21%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.88%

    • comparison rate*

      4.89%

    • upfront fees

      $0

    • Go to site
      Advertisement
    Click for more info
    • CUA Rate Breaker (Package)
      • No establishment fees
      • 100% mortgage offset facility
      • Ability to make lump sum payments without penalty
    • variable rate

      4.91%

    • comparison rate*

      5.25%

    • upfront fees

      $195

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Dream Home Loan Variable (Blackboard Special)
      • No monthly fees
      • For purchases or refinance, borrow up to 80% of the property value
      • Apply online
    • variable rate

      4.54%

    • comparison rate*

      4.56%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • Newcastle Permanent Variable Home Loan (Premium Plus Package)
      • Over 111 years of financial strength
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.87%

    • comparison rate*

      5.21%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Newcastle Permanent Variable Home Loan (Premium Plus Package)
      • Over 111 years of financial strength
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.87%

    • comparison rate*

      5.21%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

Top 5 Lowest interest rate

- based on comparison rate
  1. 5.12%
    Westpac
  2. 5.18%
    ANZ
  3. 5.20%
    Commonwealth Bank
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**Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

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